The Copay Blues

Many people, when they finally retire, have so many afflictions, requiring pills and potions, and multiple doctors visits, they have to really pinch pennies to even survive. They suffer from the Copay Blues.

Copay Blues

Now that I'm retired

Life has changed a lot,

I can go wherever I want

And get there on the dot,

The outcome of my income

Is a topic oft discussed,

If I spend too much, too quickly

My bank account will bust.

One of the biggest worries

Retired people have,

How to pay for medical care

The Doctors, pills and salve,

You really need insurance

For emergencies and such,

A surgery could bankrupt you

But let's talk about the crutch.

Each time you see the Doctor

For the crutch or pill or potion,

You have to pony up some money

Your hard earned dollars are in motion,

Moving rapidly away from you

For a diminishing return,

Theses are the Copay Blues, my friend

So listen now and learn.

Forget the stupid reasons

When you went to see the Doc,

You had sniffles and a headache

You wanted time off on the clock,

This required a Doctor's note

To get 3 days off or more,

Then they paid you to be sick

Paid time off, now that's a score.

You're not working anymore

The Doctor isn't free,

The crutch, the pills and potions

Could break the bank, you see,

Fixed payments on prescriptions

Percentages till you hit the cap,

And a million dollar hospital bill

Is always there on tap.

Are you worth a million dollars?

That could be more, than you ever earned,

Your Copay would be just a percentage of that

But baby, you'll still feel burned,

Yes, this is a story of retirement

Everything you own, you could lose,

Frittering away your money for medical

Oh, these are the Copay Blues.

Fibril_late;

7/17/13